Eligible employees have from November 9 - 22, 2026, to complete their Open Enrollment benefits changes in the PlanSource Benefits Portal for the 2027 plan year. The Open Enrollment password is the employee's date of birth in the following format "YYYYMMDD".
LCC's Benefits Open Enrollment for all eligible employees is November 9 through November 22, 2026, for the plan year beginning January 1, 2027. Starting November 9, all benefit-eligible employees will be able to make their benefits elections and changes for the upcoming calendar year through the online PlanSource Benefits Portal. Any elections or changes will be effective January 1, 2027.
Open Enrollment Details:
What can I do during Open Enrollment?
During this open enrollment period, you can:
- If you have not already enrolled, enroll in eligible benefits
- Learn about available benefits through the portal or through our Open Enrollment Events (see "Events and Presentations")
- Make changes to your coverages, such as enrolling/re-enrolling in the Flexible Spending Accounts
- Cancel coverages
- Remove dependents from coverage
- Add eligible dependents to coverage
- Review and update your insurance beneficiaries
PlanSource Benefits Portal
All enrollments and changes will be done online through the PlanSource Benefits Portal. Make sure to log into the portal during Open Enrollment to learn more about all of your benefit options. The portal will walk you through each eligible benefit with detailed information and videos to help in your decision-making process. Once Open Enrollment begins on November 9, the Home page of the portal will prompt you to make eligible benefits changes through a shopping experience, allowing you to view plan details, compare options, and add insurances to your enrollment "cart." Please complete the checkout process in PlanSource, after making your 2027 elections, to submit the electronic file to Human Resources for processing.
Username: full LCC employee email address (e.g. smithj@star.lcc.edu)
Password: employee's date of birth in the following format: YYYYMMDD
New User Login Instructions
- Follow the PlanSource Portal Login link.
- You will first need to reset your password by selecting "Need Help?"
- Select "Employee trying to manage my benefits."
- Select "I forgot my password."
- Enter your Username, which is your LCC email address with the "@star.lcc.edu" domain name (e.g. smithj@star.lcc.edu).
- Enter your Last Name, Date of Birth, and last four of your Social Security Number.
- Select Continue.
- Enter your New Password twice to change your password.
- You will be taken back to the login screen, where you can enter your username and new password.
- If you experience any issues resetting your password, please contact LCC-HR-Benefits@star.lcc.edu.
Navigating the PlanSource Benefits Portal
Utilize the below document for helpful pictures and explanations of the different features within the portal.
Watch the below five-minute tutorial video explaining some helpful tips in navigating the portal during Open Enrollment.
What's new for 2027?
Review the updates below for this year's Open Enrollment period:
Health Insurance
The 2027 health insurance rates are available on the Medical Insurance webpage and the Dental Insurance webpage. The Vision Insurance rates did not change in 2027.
If you plan to enroll or stay enrolled in the Flexible Blue HDHP medical plan for 2027, the IRS raised the minimum deductible amount to $1,750 for single coverage and $3,500 for two person or family coverage.
Western Michigan Health Insurance Plan (WMHIP) is offering full-time employees a new traditional PPO medical plan through Priority Health that will be available during the 2027 open enrollment period. The traditional PPO Priority Health Plan will have deductible amounts of $1,500/$3,000 with a coinsurance of 20%. More information may be found on the Medical Insurance webpage.
During Open Enrollment, you will be able to see side-by-side comparisons of all your eligible plans within the PlanSource Benefits Portal.
Medical Insurance Plan Comparison Summary based on Provider (one Page Side-by-Side)
Health Care Flexible Spending Account (FSA)
Full-time employees will be able to contribute up to $3,400 towards the Health Care
Flexible Spending Account (FSA) for 2027. Full-time employees will be able to contribute
up to $7,500 towards the Dependent Care Flexible Spending Account for 2027. The IRS
has not released 2027 maximum contributions; limits subject to change. As a reminder,
to have an FSA for 2027, you must take action and elect it during Open Enrollment.
Health Savings Account (HSA)
If you plan to enroll or stay enrolled in one of our three high deductible medical plans (i.e. Flexible Blue HDHP, Essential HDHP, or Priority Health HDHP) for 2027, the amount you can contribute to the partnered Health Savings Account (HSA) will be $4,500 for single coverage and $9,000 for two person or family coverage.
In January, you can update your Banner Self-Service contribution amount to maximize on these new limits. Your LCC HR Benefits Team will remind you, if you are eligible, closer to January.
FREE PROGRAMS INCLUDED WITH MEDICAL COVERAGE
If you plan to enroll or stay enrolled in one of our LCC medical plans for 2027, you and any enrolled family members have access to many free, life-changing health programs. If you are already enrolled in an LCC medical plan and want to take advantage of one of these free programs, visit the “Free Services and Programs” section of our LCC Medical Insurance webpage.
Make sure to login to the PlanSource Benefits Portal during Open Enrollment to see your eligible benefits options, costs, and further details on these updates, if applicable.
Events and Presentations
Health Information Session 2026
Watch the recording of the virtual 2026 Health Information Session that occurred on October 2, 2026. The presentation will give you the opportunity to hear directly from our benefit representatives about health plans at LCC and the 2026 Request for Proposal results for medical insurance. Presenters include:
- Kristi Dawley (Executive Director of Human Resources at LCC)
- Casey Kilcherman (SET SEG)
- Christine Coon (The Pool)
Materials from information session:
Virtual health information session video
Virtual Health Information Summary
Virtual Health Information Transcript
Health Information Session FAQs
Health Information Session Presentation
Please Note: You will need to log in with your LCC credentials to view the video.
Vendor Presentations 2023
Watch the recording of the virtual vendor presentations below to better understand benefits plans and options. These presentations give you the opportunity to hear directly from our benefits vendors about covered plan options, details, and special features about each of the following benefits:
- The Pool (Medical Insurance)
- ADN (Dental Insurance)
- Superior Vision (Vision Insurance)
- Clarity (Flexible Spending Accounts)
- HMSA (Employee Assistance Program)
- Fetch (Pet Insurance – discounted insurance for LCC employees)
- Hartford (Supplemental Insurances)
Vendor Presentation Recordings
Please Note: You will need to log in with your LCC credentials to view the videos. The Vendor Presentation Recordings are from the 2023 open enrollment period. The video content is valid, however, the 2027 premium rates will not be reflected in the video.
Benefit Open House/Meet the Vendors
LCC Benefits is hosting an Open House on the following dates:
DATE: WEDNESDAY, NOVEMBER 11, 2026 TIME: 10AM - 2PM LOCATION: Gannon Building, Room 2214 422 North Washington Square, Lansing, Ml 48933 DATE: THURSDAY, NOVEMBER 12, 2026 TIME: 11AM - 1PM
LOCATION: West Campus, Room M124A 5708 Cornerstone Drive, Lansing, Ml 48917 Please join us to interact and/or ask questions with our benefit vendors and our LCC HR Benefits team.
Important Open Enrollment Reminders:
PlanSource login username is userid@star.lcc.edu.
When logging into the PlanSource Benefits Portal, the PlanSource username is your full LCC employee email address (e.g. smithj@star.lcc.edu). The Open Enrollment password is the employee's date of birth in the following format "YYYYMMDD".
“Checkout” to save your changes!
If you are making changes to your benefits through the PlanSource Benefits Portal during Open Enrollment, you must “Checkout” within the portal for your 2027 elections to be saved. Any benefits that require an election (either enroll or decline) will have a dark blue “Shop Plans” icon on the right hand side for you to select and complete. Once all items are completed, you will be able to Review and Checkout to complete your Open Enrollment.
Action is required for certain benefits.
If you take no action during Open Enrollment, your current coverage (or lack of coverage) will continue for the new plan year, EXCEPT for the following benefits:
- Flexible Spending Account (FSA). Eligible employees must make Flexible Spending Account (FSA) elections for both Health Care and Dependent Care plans for the 2027 calendar year during this Open Enrollment period.
- Dental and vision insurance for children over the age of 18 years old. If you have children over the age of 18 planning to continue their enrollment in your dental and/or vision insurance into 2027, make sure to complete the Dependent Eligibility survey in the PlanSource Benefits Portal during Open Enrollment and submit documentation. If they are no longer eligible based on the survey specifications, you must remove them from dental and vision insurance.
Final Reminders
Make sure to check your email for direct communications from your HR Benefits team informing you of your specific eligibility options and, if applicable, any required tasks during this Open Enrollment. Also, check out The Star's "What about Benefits" column each week for updates about Open Enrollment, LCC benefits, health, and wellbeing.
Questions?
Contact your HR Benefits team at LCC-HR-Benefits@star.lcc.edu.