Maximum Amounts for an Academic Year (Annual Loan Limits)
  Grade Level Federal Direct Subsidized or
Unsubsidized based on need
Additional Federal
Direct Unsubsidized
Total
Dependent Student

(Parent information required on FAFSA)
Freshman

(0 - 29.99 earned credits)
3500 +2000 5500*
Sophomore

(30+ earned credits)
4500 +2000 6500*
Independent Student

(Parent information not required on FAFSA)
Freshman

(0 - 29.99 earned credits)
3500 +6000 9500*
Sophomore

(30+ earned credits)
4500 +6000 10500*

*Please note loan amounts may be affected by Cost of Attendance, EFC, and/or other sources of aid. To view Cost of Attendance, EFC, and other sources of aid, login to Banner Self-Service > Financial Aid > Financial Aid Record > Award Overview.